PRIVACY POLICY | COOKIES POLICY
TERMS OF USE POLICY
| AI POLICY

We periodically update our policies to reflect changes in our services and legal requirements.
Significant changes will be communicated via email, website banner, or blog post.
Continued use of our services after updates constitutes acceptance of the revised terms.

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PRIVACY POLICY

Updated April 26, 2026

BY ACCESSING OR USING THIS SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. BRAINY GIRL MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF ANY MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions

Domestic and international copyright and trademark laws protect the entire contents of this Site. The owners of the intellectual property, copyrights, and trademarks are Brainy Girl, its affiliates, or other third-party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE.

You may print and download portions of material from the Site solely for your own non-commercial use, provided that you agree not to change or delete any copyright or proprietary notices from the materials.

You agree to grant Brainy Girl a non-exclusive, royalty-free, worldwide, sublicensable, perpetual license — with the right to sub-license — to reproduce, distribute, transmit, create derivative works of, publicly display, and publicly perform any materials and other information you submit to any public areas of the Site (such as bulletin boards, forums, online communities, LMS platform, and community spaces) or by email to Brainy Girl. You also grant Brainy Girl the right to use your name in connection with submitted materials and in connection with all advertising, marketing, and promotional material related thereto. You agree that you shall have no recourse against Brainy Girl for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Brainy Girl.

2. Trademarks

Brainy Girl and any other names belonging to Brainy Girl, or its websites, seminars, webinars, courses, membership programs, cohorts, digital products, events, publications, content, or services referenced herein or on the Site are the exclusive trademarks or service marks of Brainy Girl, including the "look" and "feel" of the Site, color combinations, layout, and all other graphical elements. Any use of Brainy Girl trademarks is strictly prohibited without express written permission from Brainy Girl. Other product and company names mentioned on the Site may be the trademarks of their respective owners.

3. Use of the Site

You understand that, except for information, products, or services clearly identified as being supplied by Brainy Girl, Brainy Girl does not operate, control, or endorse any information, products, or services on the Internet. Brainy Girl cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses, or other code that manifests contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

Our website uses cookies. Insofar as those cookies are not strictly necessary for the provision of our website, we will ask for your consent to our use of cookies when you first visit our website. We use cookies to: identify you when you visit our website; maintain a history of your orders, course progress, and membership access; support security measures including protection against fraudulent login; display advertisements that may be relevant to you; and analyze the performance and use of our website.

A cookie is a file containing an identifier sent by a web server to a web browser and stored by the browser. Cookies may be either "persistent" (remaining valid until their expiry date) or "session" (expiring when the browser is closed). Cookies do not typically contain information that personally identifies a user, but personal information we store about you may be linked to information stored in and obtained from cookies.

In connection with your use of the Site, you agree you will not:

  1. Transmit any message, information, data, text, software, images, or other content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, or otherwise objectionable, or that may invade another's right of privacy or publicity;
  2. Impersonate any person or entity, including but not limited to a Brainy Girl official, forum leader, guide, or host, or falsely state or otherwise misrepresent your affiliation with any person or entity;
  3. Post or transmit any material that you do not have a right to reproduce, display, or transmit under any law or under contractual or fiduciary relationships;
  4. Post or transmit any material that contains a virus or corrupted data;
  5. Delete any author attributions, legal notices, or proprietary designations or labels that you upload to any communication feature;
  6. Use the Site's communication features in a manner that adversely affects the availability of its resources to other users;
  7. Post or transmit any unsolicited advertising, promotional materials, "junk mail", "spam", "chain letters", "pyramid schemes", or any other form of solicitation;
  8. Violate any applicable local, provincial, state, national, or international law;
  9. Upload or transmit any material that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party;
  10. Delete or revise any material posted by any other person or entity;
  11. Manipulate or otherwise display the Site by using framing or similar navigational technology; or
  12. Register, subscribe, attempt to register, unsubscribe, or attempt to unsubscribe any party for any product or service if you are not expressly authorized by such party to do so.

 

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. BRAINY GIRL PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH REGARD TO THE SERVICE OR ANY INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE.

 

Limitation of Liability

IN NO EVENT WILL BRAINY GIRL OR KIM GARNETT BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION OR TRANSACTIONS PROVIDED ON THE SERVICE, EVEN IF BRAINY GIRL OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE.

4. Equipment

You shall be responsible for obtaining and maintaining all telephone, computer hardware, and other equipment needed for access to and use of the Site, and all charges related thereto.

5. Indemnification and Reservation of Rights

You agree to indemnify, defend, and hold harmless Brainy Girl, its officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the Site from and against all losses, expenses, damages, and costs, including attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or your use and access of the Site.

Brainy Girl reserves the right to release current or past member or website user information if Brainy Girl believes that a member's account is being used to commit unlawful acts, if the information is subpoenaed, and/or if Brainy Girl deems it necessary and/or appropriate.

6. Third-Party Rights

The provisions of paragraphs 3 (Use of the Site) and 5 (Indemnification) are for the benefit of Brainy Girl and its officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the Site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

7. Term; Termination

Either party may terminate this Agreement at any time for any reason without notice. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 3 (Use of the Site), 5 (Indemnification), 6 (Third-Party Rights), and 11 (Miscellaneous) shall survive any termination of this Agreement.

8. Special Admonitions for International Use

Recognizing the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, email, or privacy. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside.

9. Dealings with Third Parties

Your participation, correspondence, or business dealings with any third party found on or through the Site, including the payment and delivery of related goods or services and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such third party. You agree that Brainy Girl shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of any such dealings.

10. Links

The Site may provide, or third parties may provide, links to non-Brainy Girl websites or resources. Brainy Girl has no control over such sites and resources, and you acknowledge and agree that Brainy Girl is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.

11. Disclosure of Information

We may disclose your personal information to Facebook Inc in order to fulfill the Services. You can review Facebook's Terms of Service at: https://www.facebook.com/ads/manage/customaudiences/tos.php

We use Google Analytics to analyse the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. You can review Google's Privacy Policy at: https://www.google.com/policies/privacy/

We use Hotjar to record website visitor behavior. You can review Hotjar's Privacy Policy at: https://www.hotjar.com/legal/policies/privacy/

We use Kit (formerly ConvertKit) for email collection and distribution. You can review Kit's Privacy Policy at: https://kit.com/privacy

We use Thinkific for management of our online courses, membership programs, cohorts, and digital products. You can review Thinkific's Privacy Policy at: https://www.thinkific.com/privacy-policy/

We use Tally for interactive forms and quizzes. You can review Tally's Privacy Policy at: https://tally.so/help/privacy-policy

12. AI Data Processing

a) Third-Party AI Service Providers

When you use our AI systems, your data may be processed by the following third-party AI service providers:

  • OpenAI (GPT models): Processes conversation data for AI responses. Data retention: 30 days. International transfer: USA. Privacy Policy: https://openai.com/privacy/
  • Claude AI (Anthropic): Processes conversation data for enhanced AI capabilities. Data retention: 30 days. International transfer: USA. Privacy Policy: https://www.anthropic.com/privacy
  • Perplexity AI: Processes user queries for AI-powered search and research capabilities. Data retention: Zero data retention policy for API interactions; 7 days for uploaded files; ongoing retention for conversation threads and user profile data. International transfer: USA. Privacy Policy: https://www.perplexity.ai/hub/legal/privacy-policy

b) Specific AI Data Processing Activities

  • User inputs to AI systems are processed to generate responses and improve model accuracy;
  • Conversation metadata (excluding payment information) is stored on third-party servers;
  • User interaction patterns with automation systems are analyzed to enhance system performance;
  • Training data derived from user interactions may be used to improve AI model responses (anonymized and aggregated only).

c) Data Subject Rights for AI Processing

You have the right to:

  • Request access to data processed by our AI systems;
  • Request correction of inaccurate AI-processed data;
  • Request deletion of your AI interaction data;
  • Opt out of AI data processing for model improvement;
  • Request human review of any automated decision that significantly affects you.

To exercise these rights, contact our Data Protection Officer at support@brainygirlu.com.

13. Information We Collect and How We Use It

In addition to standard website data, our AI systems and automation products collect the following categories of personal information:

a) AI Interaction Data

  • Conversation logs with AI systems;
  • User queries, prompts, and AI-generated responses;
  • System interaction patterns and usage analytics;
  • Preference profiles generated through AI analysis;
  • Behavioral data from automation workflow interactions.

b) Membership, Cohort, and Digital Product Data

When you purchase or access any Brainy Girl product or service — including The Collective membership, cohort programs, or digital products — we may collect:

  • Name, email address, and billing information;
  • Account login credentials and access history;
  • Course and membership progress data, completion rates, and engagement history;
  • Purchase history, subscription status, and renewal dates;
  • Communications and support interactions.

c) Automation System Data

  • Business setup preferences and configuration choices;
  • Integration data with third-party platforms (with your consent);
  • Performance metrics from automated workflows;
  • User feedback on automated recommendations.

d) How We Use This Information

  • To provide personalized AI coaching and recommendations;
  • To deliver and manage membership access, cohort enrollment, and digital product delivery;
  • To improve AI model accuracy and response quality;
  • To optimize automation workflows for better user experience;
  • To analyze system performance and identify improvement opportunities;
  • To provide customer support and troubleshoot technical issues.

All AI processing adheres to data minimization principles and is limited to what is necessary for service delivery and improvement.

International Compliance

Our AI systems and data processing practices comply with the European Union Artificial Intelligence Act (EU AI Act), the California Consumer Privacy Act (CCPA) and California AI regulations, the Canadian Automated Decision-Making Directive, and the General Data Protection Regulation (GDPR) for EU residents.

14. Refunds

Courses and Cohort Programs

Refund requests for courses, cohort programs, tutorials, blended learning programs, kits, and templates should be sent to support@brainygirlu.com. Refund requests will not be granted if you have: (1) viewed more than 10% of the purchased course, program, kit, or template; or (2) requested a refund more than 7 days after purchase.

Memberships (The Collective)

Membership fees are non-refundable. We are committed to your success inside The Collective. If you are experiencing any difficulties or concerns, please reach out to support@brainygirlu.com before cancelling — we will work with you to resolve any issues. Membership access continues through the end of the current billing period following cancellation.

Digital Products

Digital products (including downloadable resources, templates, toolkits, and frameworks) are available on a limited-time access basis as specified at the time of purchase. Due to the digital nature of these products, all sales are final once access has been granted, unless the product is materially defective. If you believe there is a defect, please contact support@brainygirlu.com within 7 days of purchase.

Any rights not expressly granted herein are reserved.

Some information on this Site may contain projections or other forward-looking statements regarding future events or results of Brainy Girl. Actual events or results may differ materially from any projections or forward-looking statements.

If you have any questions about this Privacy Policy or our websites, please email us at support@brainygirlu.com.

 

TERMS OF USE

Updated September 24, 2025

PLEASE CAREFULLY READ THESE TERMS AND CONDITIONS OF USE (collectively with any amendments hereto, "TERMS AND CONDITIONS"). BY USING THIS WEBSITE YOU AGREE TO BE BOUND AND ABIDE BY THESE TERMS AND CONDITIONS AND ANY AMENDMENTS THERETO, AND AGREE THAT YOU ARE AT LEAST 13 YEARS OF AGE AND ELIGIBLE TO USE THIS SITE AND PLACE AN ORDER FOR BRAINY GIRL'S PRODUCTS AND SERVICES.

IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS, PLEASE DO NOT USE THE SITE OR ORDER OR USE BRAINY GIRL’S PRODUCTS OR SERVICES.

We may update or amend these Terms and Conditions from time to time to comply with law or to meet our changing business requirements without notice to you. Any updates or amendments will be posted on the Site(s). The Terms and Conditions displayed on the Site(s) at the time the order is accepted will apply to the order.

Welcome to the Web site(s) of BRAINY GIRL. These Terms and Conditions govern and apply to your ("you" or "your") access to and use of the Site(s) and their related domains on which these Terms and Conditions appear, any order you place through any of the Site(s), an—as applicable—your use of other products or services of Brainy Girl. You must read these Terms and Conditions carefully before placing an order or using the Site(s). By using the Site(s), and/or placing an order through the Site(s), you confirm that you have read, understood, and agree to these Terms and Conditions in their entirety. If you do not agree to these Terms and Conditions in their entirety, you must not order any product or service through or otherwise use the Site(s). The Terms and Conditions may be changed in the future without further notice. Your continued use of the Site(s) and/or other products or services of Brainy Girl after any such changes constitutes your acceptance of the new Terms and Conditions. These Terms and Conditions apply to your access to and use of the Site(s), any order you place through any of the Site(s), and to all products and services we supply, produce, distribute, or market. To the extent of any express inconsistency with any other agreement you may have with Brainy Girl for products, services, or otherwise, that other agreement shall prevail unless otherwise explicitly stated therein. If these Terms and Conditions refer or relate to a clause that is not part of that other agreement, then these terms shall apply therein as well, if you are a user of the Site(s).

User Conduct

You must only use the Site(s) for lawful purposes, and you must not use them in a way that infringes the rights of anyone else or that restricts or inhibits anyone else's enjoyment of the Site(s). You may not without our prior written consent:

  • reproduce, duplicate, copy, sell, rent, resell or exploit for any commercial purposes any portion of the Site, use of the Site, or access to the Site;
  • include such content in or with any product or service that you create or distribute;
  • copy such content onto your or any other Web site or publication;
  • not to disrupt or interfere with the security of, or otherwise abuse, the Site(s), or any services, system resources, accounts, servers, or networks connected to or accessible through the Site(s) or affiliated or linked site(s);
  • not to disrupt or interfere with any other user's enjoyment of the Site(s) or affiliated or linked Web site(s);
  • not to upload, post, or otherwise transmit through or on the Site(s) any viruses or other harmful, disruptive, or destructive files;
  • not to use, frame, or utilize framing techniques to enclose any Brainy Girl's trademark, logo, or other proprietary information (including the images found at the Site(s), the content of any text, or the layout/design of any page or form contained on a page) without Brainy Girl's express written consent;
  • not to use meta tags or any other "hidden text" utilizing a Brainy Girl name, trademark, or product name without Brainy Girl's express written consent;
  • not to deeplink to this Site(s) without Brainy Girl’s express written consent;
  • not to create or use a false identity on the Site(s), share your account information, or allow any person besides yourself to use your account to access the Site(s);
  • not to collect or store personal data about others;
  • not to attempt to obtain unauthorized access to the Site(s) or portions of the Site(s) that are restricted from general access;
  • not to post any material that is knowingly false and/or defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, or otherwise violative of any law. You also agree not to post any copyrighted material that is owned by Brainy Girl;
  • modify, distribute, or repost any content on the Site(s) for any purpose; or
  • use the content of the Site(s) for any commercial exploitation whatsoever.

In using the Site(s), you further agree:

In addition, you agree that you will comply with all applicable local, national, and international laws and regulations that relate to your use of or activities on the Site(s). We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of the Site(s). We have the right to remove any material or posting you make on the Site(s) if, in our opinion, such material does not comply with the content standards set out in these Terms and Conditions.

 

Content Uploaded to the Site(s)

In the event that you upload any photographs, comments, video clips, or other media to the Site(s) (the "Uploaded Content"), Brainy Girl has the exclusive right to use any and all such elements of the Uploaded Content in connection with and/or as part of its business, including in connection with and/or in any advertising in any and all media, including, without limitation, product packaging, printed publications, presentations, promotional materials, events and associated marketing materials, television and cinema commercials, videos, or Web site(s), in perpetuity throughout the world as Brainy Girl in its sole discretion sees fit without further consent or payment. Brainy Girl has all right, title, and interest in any and all results and proceeds from such use of the Uploaded Content. Brainy Girl has the right to transfer the aforementioned rights to use the Uploaded Content to any third party, including, but not limited to, any of its subsidiaries or affiliated companies. Brainy Girl may alter, adapt, or edit the Uploaded Content and any further material created under these Terms and Conditions, and market and exploit it entirely at Brainy Girl’s sole discretion. Brainy Girl is not obliged to make any use of the Uploaded Content or exercise any of the rights granted by these Terms and Conditions.

Users of the Site(s) must only post uploaded content that is owned by, and features, themselves, and no other third parties.

Changes to the Site(s)

Brainy Girl may, in its sole discretion, terminate, change, modify, suspend, make improvements to, or discontinue any aspect of the Site(s) or any products available through or outside of the Site(s), temporarily or permanently, including the availability of any features of the Site(s) or access to any parts of the Site(s), at any time without notice to you, and you agree that Brainy Girl shall not be liable therefor.

Linked Site(s)

Brainy Girl makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature, or reliability of site(s) accessible by hyperlink from the Site(s), or site(s) linking to these Site(s). The linked site(s) are not under the control of Brainy Girl and Brainy Girl is not responsible for the content of any linked site or any link contained in a linked site, or any review, changes, or updates to such site(s). The inclusion of any link does not imply affiliation, endorsement, or adoption by Brainy Girl of the site or any information contained therein. When leaving the Site(s), you should be aware that Brainy Girl’s Terms and Conditions and policies no longer govern, and therefore you should review the applicable terms and policies, including privacy and data-gathering practices, of that site.

Copyright and Trademarks

All the Site(s)’ materials, including, without limitation, all Brainy Girl product logos, design, text, graphics, software, other files, and the selection and arrangement thereof (the "Content") are Copyright © Brainy Girl . ALL RIGHTS RESERVED. Unless expressly stated otherwise, Brainy Girl or its suppliers or licensors own and retain other proprietary rights in all products available through the Site(s). Except as stated herein, none of the Content may be copied, modified, reproduced, distributed, republished, downloaded, performed, displayed, posted, transmitted, sold, or made into derivative works in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Brainy Girl V or the respective copyright owner. You may not, without the express written permission of Brainy Girl or the respective copyright owner, (a) copy, publish, or post any materials on any computer network or broadcast or publications media; (b) modify the materials; or (c) remove or alter any copyright or other proprietary notices contained in the materials. You also may not (a) sell, resell, or make commercial use of the Site(s), its content, or services or products obtained through the Site(s); (b) collect and use of any product listings or descriptions; (c) make derivative uses of the Site(s) or its Content; or (d) use of any data mining, robots, or similar data gathering and extraction methods. You are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or other proprietary right of Brainy Girl or any third party.

Copyright Policy and Copyright Agent

It is Brainy Girl’s policy to respect the copyright and intellectual property rights of others. Brainy Girl may remove content that appears to infringe the copyright or other intellectual property rights of others. In addition, Brainy Girl may terminate access by users who appear to infringe the copyright or other intellectual property rights of others.

If you believe that Brainy Girl or any user of our Site(s) has infringed your copyright in any material way, please notify Brainy Girl, and provide the following:

  • an identification of the intellectual property right claimed to have been infringed;
  • an identification of the material that you claim is infringing so that we may locate it on the Site(s);
  • your address, telephone number, and email address;
  • a statement by you that you have a good faith belief that the disputed use is not authorized by the owner, their licensee, and agent of either of the foregoing, or the law; and
  • a statement by you that the above information in your notice is accurate, made under penalty of perjury, and
  • that you are authorized to act on behalf of the owner of the intellectual property interest involved.

Please direct inquiries regarding intellectual property infringement issues by email to: talk@brainygirlu.com

Indemnification

You agree to indemnify and hold harmless Brainy Girl, its parents, subsidiaries, shareholders, officers, directors, employees, agents, and suppliers from any claim, action, demand, loss, or damages (including attorneys' fees) made or incurred by any third party arising out of or relating to your use of the Site, your violation of these Terms and Conditions, or your violation of any rights of a third party.

Product Information

For questions about the products or services on this Site, please use the Contact or Support emails.

Product and Service Descriptions

We have taken reasonable precautions to try to ensure that prices quoted on the Site(s) are correct and that all products have been fairly described. However, when ordering products or services through the Site(s), please note that:

  • All digital products, automation toolkits, AI systems, course materials, and templates provided by Brainy Girl are for your personal and business use as specified in each product's license terms. Commercial use rights vary by product type - coaching programs and done-for-you services include implementation rights, while digital toolkits and templates may include modification rights as specified at purchase.
  • Orders will only be accepted if there are no material errors in the description of the goods or services or their prices as advertised on the Site(s), including, but not limited to, the event that a product is listed at an incorrect price due to typographical or other error;
  • All prices are displayed in Canadian unless expressly indicated otherwise;
  • All items are subject to availability and we will inform you as soon as possible if the product(s) or service(s) you have ordered are not available and we may offer alternative product(s) or service(s) of equal or higher quality and value.

Order and Payment Information

If you use the Site(s) or other means to purchase a product, payment must be received by Brainy Girl prior to Brainy Girl’s acceptance of an order, unless otherwise agreed by Brainy Girl. Brainy Girl products may be subject to sales tax which will be applied to your order total. Brainy Girl may need to verify information you provide before Brainy Girl accepts an order, and may cancel or limit an order any time after it has been placed. Brainy Girl expressly conditions its acceptance of your order on your agreement to these Terms and Conditions.

In ordering products through the Site(s) or otherwise, you agree to provide only true, accurate, current, and complete information. You hereby certify that any email account you provide to Brainy Girl is registered to you. Brainy Girl shall have the right to bar your access to and use of the Site(s) or its other products or services if it has reasonable grounds to believe that you have provided untrue, inaccurate, not current, or incomplete information to Brainy Girl, or for any other reason it, in its sole discretion, deems appropriate. You agree that if you are ordering or purchasing products on behalf of a company, that you have sufficient authority to bind that company to the Terms and Conditions. You agree that your placement of an electronic order on the Site(s) is sufficient to satisfy any applicable Statute of Frauds, and no further writing is required.

Brainy Girl reserves the right without prior notice to discontinue or change specifications and prices on products offered on and outside of the Site(s) without incurring any obligation to you.

Brainy Girl’s descriptions of, or references to, products not owned by Brainy Girl on and outside of the Site(s) do not imply endorsement of that product, or constitute a warranty, by Brainy Girl.

Disclaimer of Warranties

YOU EXPRESSLY AGREE THAT USE OF THE SITE(S) AND OTHER PRODUCTS AND SERVICES OF BRAINY GIRLIS AT YOUR SOLE RISK. YOU UNDERSTAND AND AGREE THAT THE SITE(S) AND THE INFORMATION, SERVICES, PRODUCTS, AND MATERIALS AVAILABLE THROUGH IT AND OTHERWISE ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS.

YOU ACKNOWLEDGE THAT BRAINY GIRL DOES NOT CONTROL IN ANY RESPECT ANY ADVERTISEMENTS, PRODUCT DESCRIPTIONS, PRODUCTS, OR CONTENT OFFERED BY THIRD PARTIES ON OR THROUGH THE SITE(S), INCLUDING, BUT NOT LIMITED TO, INFORMATION OR PRODUCTS PROVIDED BY LICENSE TO BRAINY GIRL FROM THIRD PARTIES. EXCEPT AS OTHERWISE AGREED IN WRITING, BRAINY GIRL AND ITS AFFILIATES ASSUME NO RESPONSIBILITY FOR AND MAKE NO WARRANTY OR REPRESENTATION AS TO THE ACCURACY, CURRENCY, COMPLETENESS, RELIABILITY, OR USEFULNESS OF CONTENT OR PRODUCTS (INCLUDING PRODUCT DESCRIPTIONS) DISTRIBUTED OR MADE AVAILABLE BY THIRD PARTIES THROUGH OR OUTSIDE OF THE SITE(S). NOR DOES BRAINY GIRL MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE(S), ANY PRODUCTS OR SERVICES OFFERED OR SOLD THROUGH THE SITE(S), OR ITS CONTENT.

ALTHOUGH BRAINY GIRL STRIVES TO PREVENT THE INTRODUCTION OF VIRUSES OR OTHER DESTRUCTIVE MATERIALS TO THE SITE(S), BRAINY GIRL DOES NOT WARRANT, GUARANTEE, OR MAKE ANY REPRESENTATIONS THAT THE SITE(S) IS FREE OF DESTRUCTIVE MATERIALS. IN ADDITION, BRAINY GIRL DOES NOT WARRANT THAT ACCESS TO THE SITE(S) WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED.

BRAINY GIRL DISCLAIMS ANY WARRANTY OR REPRESENTATION THAT CONFIDENTIALITY OF INFORMATION TRANSMITTED THROUGH THE SITE(S) WILL BE MAINTAINED. TO THE EXTENT ALLOWED BY LAW, BRAINY GIRL DISCLAIMS ALL WARRANTIES AND CONDITIONS NOT EXPLICITLY STATED HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

The terms of this section survive any termination of the Terms and Conditions.

Limitations on Liability

WE EXCLUDE ALL REPRESENTATIONS, WARRANTIES, CONDITIONS, AND TERMS (WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR OTHERWISE) TO THE FULLEST EXTENT PERMITTED BY LAW.

IN NO EVENT, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL BRAINY GIRL OR ITS AFFILIATES BE LIABLE FOR ANY DAMAGES, CLAIMS, OR LOSSES INCURRED (INCLUDING WITHOUT LIMITATION COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES), HOWEVER CAUSED, AND UNDER ANY THEORY OF LIABILITY ARISING IN CONNECTION WITH: (I) THE SITE(S); (II) THE USE OR INABILITY TO USE THE SITE(S); (III) THE USE OF OR RELIANCE ON ANY CONTENT OR INFORMATION DISPLAYED IN OR ON THE SITE(S); (IV) THE PURCHASE OR USE OF ANY PRODUCTS THROUGH THE SITE(S) OR OTHERWISE; (V) UNAUTHORIZED ACCESS TO OR ALTERATION OR LOSS OF YOUR TRANSMISSIONS OR DATA OR OTHER INFORMATION THAT IS SENT OR RECEIVED; (VI) ERRORS, SYSTEM DOWN TIME, NETWORK OR SYSTEM OUTAGES, OR FILE CORRUPTION OR SERVICE INTERRUPTIONS; OR (VII) OTHERWISE UNDER THIS AGREEMENT/TERMS AND CONDITIONS, WHETHER OR NOT REASONABLY FORESEEABLE, EVEN IF BRAINY GIRL OR ITS REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, CLAIMS, OR LOSSES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, BRAINY GIRL’S LIABILITY TO YOU FOR ANY CAUSE OF ACTION OR CLAIM WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU IN THE LAST 120 DAYS TO BRAINY GIRL FOR ANY PRODUCTS SUPPLIED BY BRAINY GIRL THROUGH YOUR USE OF THE SITE(S) OR OTHERWISE.

BRAINY GIRL WILL NOT BE LIABLE IN ANY AMOUNT FOR FAILURE TO PERFORM ANY OBLIGATION UNDER THESE TERMS AND CONDITIONS IF SUCH FAILURE IS CAUSED BY THE OCCURRENCE OF ANY UNFORESEEN CONTINGENCY BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, INTERNET OUTAGES, COMMUNICATIONS OUTAGES, FIRE, FLOOD, OR WAR.

THESE EXCLUSIONS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF CANADA. IF ANY PROVISION OF THESE DISCLAIMERS AND EXCLUSIONS SHALL BE UNLAWFUL, VOID, OR FOR ANY REASON UNENFORCEABLE THEN THAT PROVISION SHALL BE DEEMED SEVERABLE AND SHALL NOT AFFECT THE VALIDITY AND ENFORCEABILITY OF THE REMAINING PROVISIONS.

The terms of this section survive any termination of the Terms and Conditions.

Termination

Notwithstanding any of these Terms and Conditions, Brainy Girl reserves the right, without notice and in its sole discretion, for any reason or no reason, to terminate your ability to use the Site(s) and to block or prevent future access to and use of the Site(s). You agree that Brainy Girl shall not be liable for any termination of your use of or access to the Site(s).

Refunds

Refund requests for Brainy Girl products should be sent to support@brainygirlu.com.
Refund requests for courses/tutorials/blended learning programs will not be granted if you've:
1. Viewed more than 10% of purchased course/program/kit/template and/or
2. Request a refund more than 7 days after purchase.

 

Third-party rights

Only you and Brainy Girl shall be entitled to enforce these Terms and Conditions. No third party shall be entitled to enforce any of these Terms and Conditions.

Severability

If any provision of these Terms and Conditions shall be deemed unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions.

The terms of this section survive any termination of the Terms and Conditions.

Language

It is the express intent of the parties that the Terms and Conditions and all related documents have been drawn up in English.

Applicable Law and Venue

These Terms and Conditions shall be governed by and construed in accordance with the laws of the province of British Columbia, without resort to its conflict of law provisions. You agree that any action at law or in equity arising out of or relating to the Terms and Conditions or your use of the Site(s) shall be filed only in the Supreme Court of Victoria, BC, Canada, and except as stated herein you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action, or proceeding arising out of the Terms and Conditions. This paragraph does not limit the right of Brainy Girl to: (i) exercise self-help remedies, such as, but not limited to, setoff; (ii) initiate judicial or non-judicial foreclosure against any real or personal property collateral; (iii) exercise any judicial or power of sale rights, or (iv) act in a court of law to obtain an interim remedy, such as, but not limited to, injunctive relief, writ of possession or appointment of a receiver, or additional or supplementary remedies. The prevailing party in any action or arbitration related to these Terms and Conditions shall be entitled to its reasonable attorney fees and costs.

The terms of this section survive any termination of the Terms and Conditions.

General

The Terms and Conditions constitute the entire agreement between Brainy Girl and you with respect to your use of the Site(s), your purchase of products and services through the Site(s), and as applicable any products or services of Brainy Girl. Any cause of action you may have with respect to the Site(s) or Brainy Girl products or services must be commenced within one (1) year after the claim or cause of action arises, notwithstanding any statutes of limitation to the contrary. Any failure by Brainy Girl to enforce or exercise any provision of the Terms and Conditions or related right shall not constitute a waiver of that right or provision. The section titles used in the Terms and Conditions are purely for convenience and carry with them no legal or contractual effect. Nothing in these Terms and Conditions will be construed as creating a joint venture, partnership, employment, or agency relationship between you and Brainy Girl, and you do not have any authority to create any obligation or make any representation on Brainy Girl’s behalf. You may not assign or transfer any rights or obligations of these Terms and Conditions, by operation of law or otherwise, without Brainy Girl’s written consent. Subject to the foregoing, these Terms and Conditions will be binding on, inure to the benefit of, and be enforceable against you and Brainy Girl and their respective successors and assigns.

The terms of this section survive any termination of the Terms and Conditions.

Other important terms

Other Important Terms

All BRAINY GIRL members and customers are advised to perform their own due diligence regarding the applicability and suitability of our AI systems, automation toolkits, and business resources for their specific business needs. The content and resources offered are intended as general guides and do not constitute legal, financial, or professional advice. Users should evaluate and assume all risks associated with implementation of any AI systems or automation workflows.

Digital Product and Service Licensing:

  • AI Systems & Automation Toolkits: Licensed for your business use with implementation support as specified in product documentation
  • Templates & Frameworks: Commercial use rights included unless otherwise specified
  • Coaching & Consulting Services: Include implementation rights and ongoing support as outlined in service agreements
  • Done-for-You Services: Include full ownership of delivered assets with usage rights as specified in service contracts

Technology Disclaimer:
BRAINY GIRL does not assume responsibility for technical compatibility, third-party platform changes, or the performance of AI systems in your specific business environment. Users are responsible for ensuring compliance with all applicable laws, regulations, and platform terms of service when implementing our systems and automation workflows. We strongly recommend testing all systems in a controlled environment before full implementation.

Results and Performance:
Individual results from our AI systems, automation toolkits, and business strategies may vary based on factors including business model, market conditions, implementation quality, and user effort. The examples and case studies provided are for illustrative purposes and do not guarantee specific outcomes.

These Terms and Conditions supersede any other terms and conditions previously published by us and any other representations or statements made by us to you, whether oral, written, or otherwise. We may assign, transfer, or sub-contract any of our rights or obligations under these Terms and Conditions to any third party at our discretion. No delay by us in exercising any right or remedy under these Terms and Conditions shall operate as waiver of that right or remedy or shall affect our ability to subsequently exercise that right or remedy. Any waiver must be agreed by us in writing.

AI POLICY

Updated September 24, 2025

1. Introduction
At Brainy Girl, we are committed to responsible and ethical use of artificial intelligence (AI) technologies. This AI policy outlines our principles, guidelines, and practices for the development, deployment, and management of AI systems within our organization.

2. Ethical Considerations
Transparency: We will ensure transparency in the use of AI technologies, providing clear information about how AI is being used, especially when it has an impact on individuals' rights, privacy, or decision-making.
Privacy: We respect individuals' privacy rights and will ensure that use of any personal data in the use of AI technologies is at all times in compliance with applicable data protection laws and regulations. We have established robust data protection mechanisms to protect sensitive information.
Fairness: Our use of AI systems will be designed to avoid bias, discrimination, or unfair treatment. We will regularly evaluate AI models for fairness and address any identified issues promptly.
Accountability: We will define clear roles and responsibilities for AI-related decisions and will ensure transparency within the organization regarding which team members are involved in AI decision-making, making sure that accountability is assigned appropriately for AI system behavior and outcomes and always ensuring human involvement.

3. AI Development and Deployment
Data Quality: We will ensure that data used for AI model training is accurate, representative, and up-to-date. Regular data quality assessments will be performed to mitigate potential biases.
Model Explainability: AI models deployed for critical decision-making purposes will be designed for explainability, enabling users to understand the reasoning behind the model's outputs.
Human Oversight: We will maintain human oversight over AI systems to intervene and correct any unintended consequences or errors.
Testing and Evaluation: Before deployment, AI models will undergo rigorous testing and evaluation to ensure their accuracy, reliability, and safety.

4. Customer and User Engagement
Informed Consent: When AI systems impact our customers or users, we will seek informed consent whenever necessary. Users will be informed about the involvement of AI in their interactions with our products or services.
Feedback Mechanism: Users can report issues or concerns related to AI technologies to support@brainygirlu.com. These reports will be taken seriously and addressed promptly.
AI Output and Data Usage:
AI-Generated Content Ownership and Usage Rights:
Outputs from our AI coaching system(s): Licensed for your business use as specified in service agreements
Custom AI automation workflows we create for you: You retain ownership of outputs generated by systems we build for your business
AI toolkit templates and frameworks: Commercial usage rights included as specified in product documentation
Training data, proprietary prompts, and system architecture remain Brainy Girl intellectual property and may not be reverse-engineered or used to create competing AI services.

Disclaimer: AI-generated content is for informational purposes only and should not be relied upon as a substitute for professional advice. Brainy Girl disclaims liability for any decisions made based on AI suggestions

5. AI Systems Integration and Performance:
Our AI systems, automation toolkits, and integrations are designed to work with third-party platforms and services. Performance may vary based on platform updates, API changes, and individual business configurations. While we provide implementation support, clients remain responsible for testing and validating AI systems in their specific business environment before full deployment

6. Compliance and Regulation
Legal Compliance: We will comply with all applicable laws and regulations related to AI, including data protection, intellectual property, and anti-discrimination laws.
External Guidelines: We will stay informed about external AI ethics and policy guidelines provided by industry associations and governmental bodies, and integrate them into our practices where relevant.

7. Employee Training and Awareness
Training: Any employees involved in AI development and deployment will receive training in AI ethics, responsible AI development, and compliance with this policy.
Awareness: We will foster a culture of AI ethics and responsibility throughout the organization, encouraging employees and contractors to be vigilant about potential AI-related ethical concerns.

8. Continuous Improvement
Ongoing Evaluation: We will continually assess the effectiveness of this AI policy, as well as the impact of AI technologies on our operations and stakeholders, and adapt our practices accordingly.
Research and Development: We will support research and development efforts to advance responsible AI, ensuring that our AI systems evolve to meet emerging ethical standards.

9. Conclusion
Brainy Girl is dedicated to upholding ethical principles and social responsibility in our efforts to utilize AI technologies to enhance our products and services. This AI policy will guide our actions and decisions as we continue to innovate and integrate AI into our organization.

By adhering to this policy, we aim to maintain the trust of our customers, employees, and society at large, while contributing to the responsible advancement of AI technology.